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"Mississippi consistently ranks at or near the bottom of every survey on financial literacy.

And, that’s why it’s no surprise that we rank at the very top when it comes to poverty."Fitch said she believes financial education needs to be taught in the classroom."If we want to lift people out of poverty and break the generational cycle of poverty here, we need to teach all Mississippians the critical life skills of money management," she said.

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I hope that this Champlain College report is the final wake-up call they need to finally pass it this year."Pelletier said the report card was issued on a "relative grading system" and that each of the 50 states could benefit from improvements."There's no state that doesn't have material room for improvement," he said."We're not trying to pick on any particular state.

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According to John Pelletier, the center's executive director, 86 percent of Mississippi grades were a C, D or F.“Our report shows that our nation has dramatic room for improvement, so one should not be misled by states with (better) grades,” Pelletier said.

“Adults in Mississippi need to improve their knowledge and behavior in most areas of personal finance."State Treasurer Lynn Fitch said she feels the state's financial literacy score directly correlates to the state's poverty rate.“Unfortunately, today’s report from Champlain College is not all that surprising," she said.